Case file · British expats & freelancers in Spain

An AI that actuallyknows your money.Across both tax systems.

Your bank sees "Mercadona, €50". Forensix reads the receipt line by line, so it knows €30 was food and €12 was deductible printer ink. Ask it anything about your spending, catch every deduction under both HMRC and Hacienda, and hand your gestor a clean pack instead of a shoebox of tickets.

Scan my statement free
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Tax authorities per receipt
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Receipts per batch scan
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Line items given a verdict
Evidence Nº 9218-AScanning…
MERCADONA S.A.
NIF A-4610383423/06/2026 · CARTAGENA
CAFE MOLIDO NATURAL€4.20PERSONAL
PAPEL A4 500 HOJAS€12.80HMRC ✓AEAT ✓
TINTA EPSON 604 NEGRO€18.40HMRC ✓AEAT ✓
TOTAL€35.40
DEDUCTIBLE (UK & ES)€31.20
Evidence · Filing-ready

Free · No sign-up

What will you actually pay?

If you live in Spain and work for yourself, both countries have an interest in your income. Put your figures in below and see where you stand in each one. Nothing is hidden and you do not need an account.

£

Your profit after business costs, not your turnover.

This matters more than people expect. Each region sets its own half of the income tax.

Spain gives you a real allowance per child. Leaving them out overstates your tax.

🇬🇧

If the UK taxed it

Income Tax
National Insurance
Total
🇪🇸

What Spain asks for

Income tax (IRPF)
Social security (autónomo)
Total

These are estimates for a self-employed autónomo, using 2026 rates, converted at £1 = €1.1736 (reference rate). They assume you have no other income, that you file individually rather than jointly with a spouse, and that you claim no regional deductions. We are software, not your accountant, and we are not registered tax advisers. Always confirm the final figures with a gestor before you file.

Case brief · The expat tax dilemma

Why Standard Accounting Apps Fail British Expats in Spain

If you operate as a UK Sole Trader or Ltd Company while living in Spain (Autónomo), your tax liability spans two jurisdictions. Traditional apps only catalog expenses in a single currency and code under a single country. Forensix implements the dual-ledger bridge.

The UK HMRC Rules

UK allows deduction of business expenses incurred "wholly and exclusively" for trade. Pre-commencement expenses are deductible up to 7 years. Capital allowances (AIA) let you write off 100% of tech assets in year one.

The Spanish Hacienda Rules

Spain (Agencia Tributaria) requires formal invoices (Factura Completa) with your NIF/NIE. Travel must be strictly documented. Groceries are disallowed. Representación (client food) is capped at 1% of turnover.

The Forensix Bridge

We handle the reconciliation dynamically. We track if an invoice meets Spanish NIF requirements and flag potential liabilities, while keeping standard HMRC deductions separate. Your accountant gets clean, compliant ledger sheets.

Exhibit A · Intake

Elite Batch Receipt Processor

Upload up to 15 receipts at once. No waiting in line for individual scans to complete. Our parallel processing engine performs OCR text recognition, parses vendors, currencies (GBP, EUR, USD), dates, total values, and extracts tax IDs (NIF) instantly.

  • Extracts complete Spanish NIF from standard tickets
  • Converts currencies using historical exchange rates
  • Identifies missing receipts vs credit card statements
Queue status
mercadona_2306.jpgAnalyzed
1.2 MB
taxi_madrid.pdfAnalyzed
0.8 MB
github_invoice.pdfRunning OCR...
0.4 MB
starbucks_barcelona.jpgWaiting...
2.1 MB
Exhibit B · Dissection

Item-Level Analytics Engine

We don't just dump a flat 50€ expense for a supermarket run. Our AI parses receipts item-by-item. It segregates personal groceries from client representation meals and flags single-item deductibility parameters. Perfect for proving expenses to Spanish tax inspectors.

  • Drill down into individual receipt lines
  • Filter out non-deductible items (alcohol, personal items)
  • Recalculate dual tax percentages on split receipts
Itemized Ledger Breakdown
Amazon Spain (Tech Order)€129.50
1x Logitech MX Master 3S Mouse€89.00
UK Deductible: 100% (Capital AIA)ES Deductible: 100% (Amortization)
1x Dark Roast Coffee Beans (2kg)€40.50
UK Deductible: 0% (HMRC Vice)ES Deductible: 0% (Agencia Personal)
Exhibit C · Interrogation

AI Tax Consultant (with Theme Selectors)

Query your overall business finances in plain English or Spanish. Learn if buying a new camera is deductible, calculate your effective Spanish Autónomo social contributions, or project your UK corporate tax. Toggle between a standard clean interface and a hard-boiled "Detective Noir Theme".

  • Simulates capital expenses and forecasts cash impact
  • Understands tax brackets in both countries (IRPF vs. UK Income Tax)
  • Detective Noir UI features hard-boiled audit notes
🔍 FORENSIX NOIR DETECTIVE AGENTActive Case

"The rain is pounding Madrid tonight. I looked at your numbers. Mercadona files look clean, but you're drowning in Starbucks vice spend. Let's dig in."

🕵️ Case Note: Your Spanish Autónomo quota is set to go up next month based on net yields. I estimate an additional €38/mo liability unless you register €400 of business software deductions immediately.
The deliverable · Gestor pack

Hand your gestor a clean, filing-ready pack

Export a clear Gestor Pack when it is time to file: your transactions grouped by category, NIF-matched where possible, with GBP and EUR conversions and the figures your accountant actually needs. Less back-and-forth, faster filing.

Hacienda Ready (NIF-matched) HMRC Ready (AIA Capital) Beautiful PDF Reports

The honest question

Why Forensix, and not just ask an AI?

Fair question. You could paste a receipt into a chatbot right now. Here is the honest difference, and why the paid version pays for itself.

Just asking a chatbot
  • You retype your figures every time. It forgets the moment you close the tab.
  • It guesses at tax rules, and sometimes invents them, with total confidence.
  • It can't read a shoebox of receipt photos or your bank export.
  • At filing time you are copy-pasting from a chat window.
  • You have to remember every deadline yourself.
Forensix
  • Reads your receipts and bank line by line, and remembers the whole year.
  • Every figure comes from a verified engine using the actual HMRC and Hacienda rules, not a guess.
  • Scans 15 receipts at once, matches tax IDs, converts currencies at the live rate.
  • Exports a clean, filing-ready pack your accountant will actually accept.
  • Watches your tax calendar and tells you what is due, when.

A general AI is a clever friend with no memory. Forensix is a system that holds your money.

We are software, not your accountant, and we say so. Forensix shows its workings, flags anything that needs a human, and never invents a number to look clever. Confirm the final figures with your accountant before you file.

The retainer · Simple transparent pricing

Cheaper than one hour of your gestor's time

A gestor charges €50 to €160 a month, largely to type up your receipts. Do that part yourself in seconds and pay them for the filing, not the data entry. The subscription is itself a deductible business expense.

Free Plan

£0/ forever

See where you stand, for nothing. No card, no catch.

  • The full cross-border tax calculator
  • 5 receipt scans a month, read line by line
  • A taste of the AI that knows your spending
  • Unlimited scans & the always-on AI
  • Filing-ready Gestor Packs
Sign Up Free
Highly Recommended

Expat Pro Plan

£19.99/ month

The always-on AI that knows every line you've spent, plus everything you need to file for less.

  • Ask the AI anything about your own money, all year
  • A running "tax saved, still to claim" total
  • Unlimited scans, item-level, up to 15 at once
  • Filing-ready Gestor Packs (Hacienda & HMRC)
  • Deadline reminders for both countries
Start 14-Day Free Trial

14 days free, cancel anytime. No charge until the trial ends.

Cross-examination

Frequently Asked Questions

I live in Spain but invoice UK companies. Where do I pay tax?

Under the UK-Spain Double Taxation Treaty, if you are a Spanish tax resident (present 183+ days in a calendar year), you are liable to pay tax in Spain on your worldwide income. If you invoice via a UK Ltd company, you pay UK Corporation Tax, but may owe personal tax and Autónomo social contributions in Spain. Forensix segregates expenses in both ledgers so your accountants in both countries can coordinate correctly.

What is the Gestor Pack?

Spanish accountants (Gestores) require very strict reporting. If you upload plain receipts, they will refuse to deduct them unless they display the vendor NIF (tax identification) and your personal NIF/NIE. The Gestor Pack exports a clean PDF statement grouped by category with NIF codes matched and validated, saving hours of review.

How does the batch receipt processor handle 15 files at once?

You drag and drop up to 15 PDFs or image files. They are processed in parallel using the Gemini multimodal JSON extraction API, which maps out vendor, NIF, date, total amount, taxes, currency, and parses itemized receipt lines.

Are you a Spanish Tax Advisor (Gestor)?

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